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October 2020 Volume VIII


The purpose of Kappa Beta Delta is to encourage and recognize scholarship and accomplishment among students of business pursuing associate degrees. To encourage and promote personal and professional improvement and a life distinguished by honorable service to humankind.

Deductions for Teachers

School may look a little different this year, but eligible teachers can still deduct certain unreimbursed expenses on their tax return next year.

The taxpayer must be a kindergarten through grade 12 teacher, instructor, counselor, principal, or aide. They must also work at least 900 hours a school year in a school that provides elementary or secondary education as determined under state law.

Educators can deduct up to $250 of trade or business expenses that were not reimbursed. As teachers prepare for the school year, they should remember to keep receipts after making any purchase to support claiming this deduction.

Examples of expenses the educator can deduct include:

· Professional development course fees

· Books

· Supplies

· Computer equipment, including related software and services

· Other equipment and materials used in the classroom

* This information is not intended to be a substitute for specific individualized tax advice. We suggest that you discuss your specific tax issues with a qualified tax professional.

Tip adapted from

The Health Benefits of Writing

Tomorrow is National Day on Writing! This national holiday was designated by The National Council of Teachers of English and is used to celebrate writing, storytelling, and creativity. Even if you're not a writer, everyone can enjoy the potential health benefits of this therapeutic hobby.

Here are some potential health benefits of writing:

· Writing about emotionally-charged events may help put the events behind you and relieve symptoms of depression, anxiety, and PTSD.

· Writing may help provide mental clarity when making other decisions and dealing with emotions.

· Writing may reduce stress and improve sleep.

The best thing about writing is that you don't need a lot to get started. Grab a notebook and your favorite pen and journal for 5-10 minutes a day. As you get more comfortable, you can write more, or just save it for a quick decompress after the day.

Tip adapted from US News & World Report

Energy Saving Tips in the Kitchen

Appliances and hot water account for a big part of energy use in your home. So, the kitchen is a great place to start saving energy. Here are a few kitchen energy saving tips:

· Leave the faucet on the cold side when using small amounts of water. When the lever is in the "hot" position, it still draws hot water, even though it may not reach the faucet.

· If you're shopping for a new stove, look for a natural gas model with an automatic, electric ignition system. It saves gas since a pilot light is not burning continuously.

· Your natural gas appliances should have blue flames; yellow flames indicate the gas is burning inefficiently. If you see yellow flames, consult the manufacturer or your local utility provider.

· Be sure to keep range-top burners and reflectors clean; they will reflect the heat better, while saving energy.

· Cover your kettle or pan or use an electric kettle to boil water. It'll brew faster and will use less energy.

· Eating for one? Use a toaster, microwave, or convection oven rather than your large stove or oven. Doing this will save up to half the energy of a full-sized oven.

Tip adapted from

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