November 2020 Volume X
The purpose of Kappa Beta Delta is to encourage and recognize scholarship and accomplishment among students of business pursuing associate degrees. To encourage and promote personal and professional improvement and a life distinguished by honorable service to humankind.
Know the Signs of an IRS Phone Scam
Unfortunately, criminals often use the IRS as a gateway for common phone scams. These scams can differ, but they generally include someone posing as an IRS agent asking for payment. These calls can be scary, especially if you don't know what to believe.
Here are some signs of a phone scam so you can recognize them and report them to the IRS immediately:
· Generally, the IRS will first try to reach you by mail if you owe money. If you haven't received any previous notice, the call might be fraudulent.
· The IRS will never ask about personal information over the phone, such as your Social Security Number.
· The IRS will also never request immediate payment using specific payment methods such as prepaid debit cards, gift cards, or wire transfers.
· The IRS won't demand that these taxes be paid without giving you the opportunity to ask questions about the amount owed.
· The IRS won't threaten to immediately bring in law enforcement groups to have you arrested for not paying.
If you receive these scam calls, hang up immediately and report the call to the IRS using the IRS Impersonation Scam Reporting form or by calling 800-366-4484.
* This information is not intended to be a substitute for specific individualized tax advice. We suggest that you discuss your specific tax issues with a qualified tax professional.
Tip adapted from IRS
The Mental and Physical Benefits of Walking
We all know the many potential benefits of exercise, but did you know that sometimes the simplest exercises are some of the most beneficial? Walking might seem like such a simple thing to do, but there are many potential health benefits to this form of exercise.
First off, walking has a very low barrier of entry and may be a good choice for people of all fitness levels! You don't need any fancy equipment or skill level. Just grab your favorite pair of shoes and hit the road!
Secondly, walking may benefit both your mental and physical health. You burn active calories while walking, which can help with weight management, cardio health, and energy levels. But walking may also be a meditative escape for many people. It offers the chance to disconnect and focus on the moment. Walking for the sake of walking is one of the only exercises that doesn't have an end goal, meaning that you can focus on just putting one foot in front of the other. Some people might enjoy listening to music or podcasts while they walk, but also consider just listening to the sounds around you. With so much screen time in our daily lives, it's nice to disconnect for even just a short walk.
Tip adapted from Healthline
The Art of Thrifting
Thrift store shopping is not only fun (think: treasure hunting), but it's a great way to recycle clothing, housewares, and other items. True, there can be a lot of clutter to sort through, but with a few pro-tips, you'll be thrifting with the best of them.
Upcycle. You might just find that perfect denim jacket or pair of jeans to embroider, bedazzle, or alter, creating an entirely new look. Furniture can be transformed and upcycled to make into functional (and stylish) decor. Pinterest is a great resource for upcycling ideas.
Location, location, location. You may be tempted to go to more upscale neighborhoods, but you never know where you'll score great stuff, so try varying where you scout.
When you thrift makes a difference. Skip Halloween and back-to-school time. The stores are usually picked over.
Know when to fold 'em. Say no to sweat-stained and odor-laden clothing, and definitely, say no to moth holes. A bit of sewing, or even, springing for new soles on a pair of amazing shoes, is doable - and worth it.
Tip adapted from Elle Magazine