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MID-WEEK TIPS

Couples Who Work Together, Tax Together

More and more couples are starting to do business together. There are some considerations to working together, though, and they're not just who's going to drive the car to work that day.

In terms of taxes, there are a few considerations to be aware of.

  • You should first establish if you have a partnership business (where both spouses have an equal say in the affairs, services, and capital of the business) or an employee-employer relationship (where one spouse substantially controls management decisions). These relationships face different tax situations.

  • If there is an employee-employer relationship, the "employee" spouse may be subject to income tax, Social Security, and Medicare.

  • If there is a partnership relationship, your business income may need to be reported on Form 1065, U.S. Return of Partnership Income. *This information is not intended to be a substitute for specific individualized tax advice. We suggest that you discuss your specific tax issues with a qualified tax professional. Tip adapted from IRS.gov[8]

Tasty Treats for Health Nuts

If you're looking for a healthy snack, look no further than nuts! Nuts are full of protein, good fats, and fiber. Plus, they're delicious! Here are some of our favorite nuts:

  • Almonds - A handful of almonds has about 6 grams of protein. In addition, they also have about 14 grams of monounsaturated fat (one of the healthier fats).

  • Pistachios - Pistachios are full of protein and fiber!

  • Walnuts - Walnuts are a great source of omega-3 fatty acids.

  • Cashews - Cashews have a little bit of everything, including healthy fats, protein, carbohydrates, fiber, vitamin E, and magnesium.

  • Pecans - Pecans contain polyphenols, which are antioxidants that provide a host of benefits to the body. Not only are nuts delicious on their own, but they can also be added to cereal, oatmeal, and even desserts for a protein-packed punch. Tip adapted from Healthline.com[10]

The Perfect Composting Recipe Composting is great for your garden! The nutrients in composted soil give your flowers or houseplants a little extra boost. But not just any compost soil will do. Here are some tips on how to create the perfect compost recipe.

  • There's a difference between composting "greens," like kitchen scraps, and "browns," like dried leaves or cardboard. Your compost recipe should have a good mix of both.

  • Greens are nitrogen-rich, while browns are carbon-rich.

  • Ideally, you should shoot for a 30:1 ratio in carbon to nitrogen. You'll know if you have too much nitrogen if your pile is slimy and stinky. And if you have too much carbon, the pile will be dry and slow to decompose.

  • Add your nitrogen-rich ingredients in thin layers to make sure all of the greens are in contact with carbon-rich browns.

  • When in doubt, err on the side of too much carbon! Once you nail your composting recipe down, you'll be helping the environment by repurposing your scraps and yard waste and helping your garden thrive. Tip adapted from ModernFarmer.com[11]

[8] IRS.gov, May 27, 2020

[10] Healthline.com, July 10, 2020

[11] ModernFarmer.com, July 10, 2020

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